Newbie Notes

 After reading Baldr's Guides and other forum posts, these are my notes on the following aspects of Torn City.

weapons

Use macana until armalite (18m). Macana is under 100k.

Then can use armalite until you get a good RW weapon but those are quite expensive, especially for a good one. Can also possibly use from faction vault.

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crimes

Pickpocket a police officer for merit and badge, at level 100 in the crime

East Side (unlocked at the start, relatively safe, best colors seem to be purple for cash and red for reputation)

West Side (unlocked at the start, best colors seem to be green for cash and blue for reputation)

North Side (unlocked at the start, riskier than the previous two, best colors seem to be green for cash and orange for reputation)

Residential District (CS50 unlock in East Side, lowest chance of failure, best colors seem to be white for cash and blue for reputation)

Red-Light District (CS50 unlock in West Side, highest chance of failure, best colors seem to be green for cash and pink for reputation)

Financial District (Requires a crew, best colors seem to be black for cash and red for reputation)

City Center (Requires a crew, best colors seem to be green for cash and blue for reputation)

Each location has its own independent reputation level, based on the amount of graffiti painted there. Each attempt to graffiti in a location has a ~80% chance of resulting in a reputation increase. As reputation increases, new outcomes and unique finds are made available, most important being:

Reputation 1* (25): First unique of the area unlocked, can find spray cans.

Reputation 2* (50): Second unique of the area unlocked, can find cash.

Reputation 3* (100): Third unique of the area unlocked, cash finds slightly increased.

Reputation 4* (250): Fourth unique of the area unlocked, cash finds moderately increased.

Reputation 5* (500): Can join a crew at CS70

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stock market

Strategy: obviously buy low- sell high

check the market trading for the last 24 hour period, see the average total of what the stocks were, look at biggest losers and divide investments across several positions. generally chose 5 positions.

everyday u can change these positions- for example, 4 winners and one loser, u can double down and reinvest into the lower to raise the average share cost and decrease the time needed to return to break even (need 0.10% higher to exit at net neutral)

could get several percentages of profit daily if active- but this means locking ur money into reinvesting the gains to compound the profits.

simple returns- pocketing profit and reinvesting ur initial capital

compounded returns- constant reinvestments that have their own respective return

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Stock Benefits come in two types: "Passive" or "Active".

Passive benefits require owning the correct number of shares for 7 days before the benefit activates. Active benefits pay out dividends every 7 or 31 days.

It is possible to own multiple "increments" of each Active benefit stock. Every successive increment costs double that of the previous increment.

If you currently have time progression toward an Active benefit dividend, purchasing additional increments will not reset this progression. Instead, progression will continue for the previous amount owned until the dividend is ready, and after this time progression will begin toward multiple increments.

Active benefits cannot be stored and must be claimed before any time progression can be made toward another. This means that if you are currently receiving 1 FHC per week, you cannot go inactive for 2 weeks and collect 2 FHC. Progression toward a benefit works on a daily cron at midnight, meaning there is a 24 hours window in which to collect dividends before any time progression toward the next dividend is lost.

**Since Energy is capped at 1,000 and Happiness is capped at 99,999, collecting a dividend that would result in going beyond these limits will waste this dividend. Thus purchasing more than 10 MCS increments will waste energy every 7 days.**

Once a dividend is available to collect you will receive the following event: “A stock dividend from X is now available for withdrawal from the Stock Exchange.”

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Buying stocks doesn't come with any tax.

Selling shares comes with a fee of 0.1% of the total value you sell. For example, if you sell $1,000,000 in total value, a fee of $1,000 is taken

Stocks cannot be bought or sold while in hospital, jail or traveling.

Stocks cannot be traded directly between players. 

The profits, losses, and fees paid are included in the personal stats under 'investments' heading. 'Profits/losses received' are not inclusive of 'fees paid'. This information is not visible to others.

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You can now receive multiple increments of stock dividends by owning double the cost of the last increment. For example, owning 2m shares in FHG will provide you with one Feathery Hotel Coupon per week, 4m additional shares will get you a second FHC, and 8m more shares will get you a third.

Stock dividends are no longer received at random intervals. They take a guaranteed 7 or 31 days and can then be withdrawn at your leisure.